Whether you're a carrier viewing your Carrier Company Profile or a broker who has just completed a Company Search.
The information shown here will vary depending on your CarrierWatch Subscription level, and whether you are a broker or a carrier
Certificate of insurance details:
Only CarrierWatch Premium (Full) subscribers have full access to Certification of Insurance information. The COI information is provided by Certificial. Each insurance category shows the coverage type, effective dates, insurance agency, and contact details. The “View More” link expands the section for full policy information.

Insurance Type
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What It Covers
|
What to Look For
|
Automobile Liability
|
Injuries or property damage to others caused by the carrier’s vehicles.
|
1. Ensure policy is active and valid through delivery.
2. Confirm coverage amount meets FMCSA requirements (minimum $750,000). 3. Review scheduled vs. blanket vehicle coverage. 4. Verify the vehicle carrying your freight is covered. 5. Check AM Best rating. |
Motor Truck Cargo
|
Loss or damage to freight during transit.
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1. Confirm the policy is active through the delivery date.
2. Coverage should be enough for your cargo’s full value. 3. Review the policy for exclusions or limits by cargo type. |
Physical Damage
|
Damage to the carrier’s own equipment (trucks and trailers).
|
1. Indicates professionalism and asset protection.
2. Not required by brokers but a sign of carrier responsibility. 3. Check the effective dates and coverage scope. |
Commercial General Liability
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General business liability (e.g., at the carrier’s facility).
|
1. Look for at least $1 million in coverage.
2. Often required by shippers, warehouses, or ports. 3. Review for coverage exclusions that could affect delivery conditions (e.g., loading/unloading incidents). |
Trailer Interchange
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Covers non-owned trailers under interchange agreements.
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1. Required when trailers are swapped or used under interchange agreements.
2. Ensure coverage spans the full timeline the trailer will be in use. 3. Review who’s responsible for trailer damages under the policy. |
AM Best Insurance Rating Scale
AM Best Rating
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Financial Strength
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A++ / A+
|
Superior
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A / A−
|
Excellent
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B++ / B+
|
Good
|
B / B−
|
Fair
|
C++ / C+
|
Marginal
|
C / C−
|
Weak
|
D
|
Poor
|
E / F
|
Under supervision / in liquidation
|
Tip: If you're unsure about the insurer's credibility, go to ambest.com. You’ll need to register with your email (free) to look up ratings.
To view or download a copy of the COI, click INSURANCE CERTIFICATE.

How to Access the VIN Number Searcher
To check whether a specific vehicle is covered under an insurance policy:
- Click the VIEW MORE button on that policy card.
- Use the Search by VIN field to enter and check the vehicle’s coverage status.
Note: If the section states “There are no VINs attached to this insurance policy,” it likely means the policy is not scheduled, or VIN data has not been added yet. When in doubt, reach out to the insurance agent listed.
DOT Active/Pending Insurance
This information is sourced from the FMCSA.
Insurance Type
|
What It Covers
|
What to Look For
|
91X / BIPD (FMCSA Required)
|
Bodily Injury and Property Damage per federal regs. (typically $750,000 minimum).
|
1. Confirm insurance is filed with FMCSA.
2. Ensure policy is active and meets the minimum amount. 3. Reference the policy number and effective date in case of claims or audits |
Note: This information is sourced from the FMCSA. If you are a carrier and wish to update your company's information displayed in this section, please click here.